Head; Retail Credit
Job Location :
Head Office
Job Purpose:
To lead the Retail Credit function by competent management, assessment,
administration, inspection, monitoring, and reporting on the retail
credit risk of the bank. This ensures the sustainably profitable
position of the bank by originating and maintaining a Retail credit
portfolio which contributes to the strategy of the bank.
Main Responsibilities:
Manage the Retail credit function to assess the business and financial
risks in credit applications through reviews and approvals/rejections of
credit applications, as measured by feedback to Credco and Chief Credit
Officer (CCO).
Analyze and manage the credit analysis requirements for counterpart risk
and issuer risk. Entities include Commercial, MSME, Agri-Retail and
Personal, as measured through their reviews.
Member of all Credit related Management committees and an invitee to Board Credit Committee.
Engage in front office liaison to identify and mitigate credit risk at
the earliest stages and ensure that business is properly structured to
maximize the banks protection against credit loss in order to identify
hot spots, sweet spots and black swans in the portfolio.
Organize and partake in training of the business and credit teams on
Credit skills, lending product knowledge, lending rules and criteria and
work ethics.
Facilitate, develop, and design the reporting and monitoring of credit
risk for counterparties and issuers in conjunction with credit reporting
and control functions within the department in order to publish both
monthly LPQR Credco report and Quarterly report to the board.
Support the CCO in the risk aggregation process.
Develop credit risk measurement methodology.
Represent the bank at meetings with Bank of Tanzania, Tanzania Banks Association, and other external parties.
Ensure full compliance, provide oversight as well as monitor the
implementation of various consumer protection requirements across
business area/Unit.
Manage the credit risk related policies and procedures of the bank as well as staffing and development of the function.
Read Also:
Knowledge and Skills:
Credit decisioning and leadership, specialist asset management, credit law, wholesale and retail credit
Technical – Business understanding of structured transactions
Behavioural – Leadership of Change, Adaptability, Coaching, Delegation, Managing Employee Performance
Qualifications and Experience:
Bachelor’s degree in Banking, Business Administration, Finance,
Accounting, Commerce, Law, or Economics. A Master’s degree in a related
field will be an added advantage.
5 years working experience as Head of Credit or in Senior Retail Credit leadership role.
NMB Bank Plc is an Equal Opportunity Employer. We are committed to
creating a diverse environment and achieving a gender balanced
workforce.
Female candidates and people living with disabilities are strongly encouraged to apply for this position.
NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it.
Job closing date : 27-Sep-2023
Environmental & Social Risk Manager
Job Location :
Head Office
Job Purpose:
The Environmental & Social Risk (E&SR) Manager works hand in
hand with our investment staff and our clients to ensure due regard of
environmental, social, and human rights impact and risk considerations
throughout the investment process.
Main Responsibilities:
Appraise the environmental, social, and human rights impacts and risks
of NMB investments, taking into account local E&S regulation (e.g.,
NEMC) and international standards such as the IFC Performance Standards
on Environmental and Social Sustainability (IFC PS) and the UNGP on
Business and Human Rights.
Define and agree with NMB investment staff, other financing partners and
clients on actions required to uphold the requirements of the IFC PS.
Manage and monitor Environment & Social (E&S) consultants’ scope of work and deliverables.
Responsible for negotiation, compliance monitoring and modification of
legal documentation related to credible remedial E&S actions.
Manage the existing portfolio and reporting from an E&S perspective adequately in NMB’s internal systems.
Provide input, upon request, to NMB’s grievance mechanism, and liaise
with external stakeholders (for example, the Tanzanian Government, the
Bank of Tanzania, local communities and / or NGOs) as necessary.
Read Also:
Contribute to the NMB’s Sustainability Programme in the field of
environmental, social, and human rights impact and risk management
including enhancement of NMB’s internal Management Information System.
Identify capacity development opportunities and provide training and
coaching on environmental, social, and human rights issues to NMB
investment staff and other internal stakeholders.
Enhance NMB’s corporate knowledge base by analyzing and disseminating
lessons learned and best practices from the bank’s investments.
Represent NMB at technical subject matter meetings, industry events, and environmental, social or human rights fora.
Knowledge and Skills:
A drive for excellence and professionalism.
Ability to him/herself accountable and does not shy away from responsibility.
Have a critical and solution-oriented attitude and the ability to communicate ideas clearly and confidently.
Holistic and creative thinker with a strong analytical approach and good research and writing skills.
Independent execution of environmental, social and/or Human Rights
appraisal and monitoring of private sector E&S performance.
Ability to advise private sector clients on adherence to international best practices.
Ability to think strategically and to analyse and sensitize diverse environmental/social, commercial, and business information.
Ability to work in interdisciplinary teams and manage multiple projects simultaneously.
Qualifications and Experience:
Bachelor’s degree in an Environmental Science, Social science or other
relevant fields of study. A master’s degree in a similar field will be
an added advantage.
A certification in Environmental field will be an added advantage.
At least 5 years or more of relevant working experience
Experience with conducting Environmental and Social Impact Assessment (ESIA) and/ or (E&S) due diligence is a plus.
Applied knowledge of and experience with IFC PS.
Experience in engaging with vulnerable communities and Civil society is preferred.
A track record of accomplishment in working with/for private sector
firms to identify environmental, social and/or human rights risks,
prioritizing them, and developing mitigation measures in line with best
international industry practices.
Read Also:
NMB Bank Plc is an Equal Opportunity Employer. We are committed to
creating a diverse environment and achieving a gender balanced
workforce.
Female candidates and people living with disabilities are strongly encouraged to apply for this position.
NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it.
Job closing date : 27-Sep-2023
