Relationship Manager, Private Banking - Lake Zone
Job Purpose
To help and advice clients, grow Private segment within assigned Branch/Territory. The range and scope of his/her work ranges from helping clients with their account details giving advice on financial investments. He/she is the focal point of sustaining customer satisfaction, retain existing customers and generate additional business; acquire customers through various sales activities.
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Main Responsibilities
- Portfolio growth (Assets, Liabilities, Investment products and Insurance) through customer visits, sales and retention.
- Track Portfolio trends and take action on any abnormalities observed.
- Customer retention, maximizing benefit from customers through cross-selling relevant NMB products in the segment.
- Minimization of exposures to and impact of risks while adhering to KYC, AML in managing the portfolio.
- Manage customer expectations through effective queries, complaint and correspondence handling in a timely manner as per service operating standards.
- Coach bank employees (Private Banking Relationship Officers/Tellers) on how to handle Private banking clients in the Zone/Branch assigned.
- Ensure an effective call program is maintained on all allocated relationships and prospects. The calls should be recorded and filed.
- Keep abreast of the rapid pace of product/service development; suggest possible best solutions for improving offerings to Private banking clients.
- Organize/Suggest quarterly events for customers within the region for more effective engagement and relationship enhancement in order to improve NMB brand image in the market for the purpose of growing business.
- Conduct initial screening interview with prospective clients and maintain familiarity with customer’s relevant documents.
NEW JOB OPPORTUNITIES (1,316+ POSTS)
Skills and Knowledge
- Thorough knowledge of bank products, operations, regulations and specific markets for Private banking clients.
- Thorough knowledge of Private banking clients needs and ability to come up with proper solutions.
- Sound financial knowledge, thorough information of NMB various offerings.
- Customer Relationship Management
- Reports writing
- Excellent communication and listening skills.
- Confidence and presentation skills.
- Understanding and interest in financial/banking products and markets.
- Ability to explain and handle complex information clearly and simply.
- Good sales and negotiation skills.
- Credit skills
- Bachelor’s degree or its equivalent in business related studies
- Minimum 3 years of experience in Relationship Management of High-net worth clients
NEW JOB OPPORTUNITIES (1,316+ POSTS)
NMB Bank Plc is committed to creating a diverse environment and is proud to be an equal opportunity employer.
Please be advised that if you are not contacted within 14 working days of the advert closing date then you have not been shortlisted.
“NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it”.
Deadline: 2020-08-01
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Senior Credit Analyst, Structured Finance
Job Purpose
To undertake credit analysis of structured trade finance credit applications resulting in responsible management and growth of the corporate structured finance loan book by ensuring the bank’s returns are maximized while adhering to the stipulated credit policy/ lending parameters and risk appetite.
To conduct detailed analysis of business operational risks and opportunities, cash flows, potential risks and mitigating factors, collateral values at hand, ring-fenced with financial and non-financial covenants and aligning the loan requests with the banks risk appetite statements on specific sectors.
To undertake credit analysis of structured trade finance credit applications resulting in responsible management and growth of the corporate structured finance loan book by ensuring the bank’s returns are maximized while adhering to the stipulated credit policy/ lending parameters and risk appetite.
To conduct detailed analysis of business operational risks and opportunities, cash flows, potential risks and mitigating factors, collateral values at hand, ring-fenced with financial and non-financial covenants and aligning the loan requests with the banks risk appetite statements on specific sectors.
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NEW JOB OPPORTUNITIES (1,316+ POSTS)
Main Responsibilities
NEW JOB OPPORTUNITIES (1,316+ POSTS)
Skills and Knowledge
NEW JOB OPPORTUNITIES (1,316+ POSTS)
Qualifications and Experience
NEW JOB OPPORTUNITIES (1,316+ POSTS)
NMB Bank Plc is committed to creating a diverse environment and is proud to be an equal opportunity employer.
Please be advised that if you are not contacted within 14 working days of the advert closing date then you have not been shortlisted.
“NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it”.
Deadline: 2020-08-01
NEW JOB OPPORTUNITIES (1,316+ POSTS)
Main Responsibilities
- Anticipate and/or recognize internal and external international and domestic trade trends and performance of major donor and government funded construction of infrastructure development projects. their payment methods, potential operational risks that can be associated with selection of bidders, payments mechanism and lending by banks that may impact credit and organizational performance in a dynamic environment.
- Participate in review of product policies, manuals and procedures
- Report on non-performing trade finance loan portfolios and recommend for taking appropriate actions where applicable
- Review collateral related documents on a regular basis carefully evaluating the location of the collateral pledged/ held when upon request of the Senior Manager
- Ensure agreed SLA and TATs are observed without jeopardizing the quality of credit proposals.
- Provide direct (specialist/ professional) credit assessment and evaluation to whether the credit proposal meets criteria and counter-party credit risk falls within acceptable parameters, and independently recommend appropriate credit proposal including terms or conditions where necessary to ring fence the facilities and related cash flows towards repayment of the facilities, to the bank.
- Identify, quantify and evaluate sources of risks and (where possible) provide mitigation.
- Interrogate information obtained to gain a thorough understanding of business parameters, which create profit/value as well as the associated risks.
- Be able to defend own judgement in a manner which does not negatively affect the business relationship.
- Utilize industry and market information available to identify and understand contextual threats to existing and potential clients with a focus on international trade.
- Build a smooth working relationship with business partners to improve quality of business proposals and turnaround times on credit evaluation.
- Share joint credit responsibility for business recommended / approved.
- Detect and evaluate shifts or changes in key risk parameters in a business relationship or industry and evaluate the implications of such changes on continued business dealings.
- Take and or recommend remedial /appropriate actions for deteriorating exposure identified during review process.
- Provide expert input for all papers for tabling at wholesale Credit / Board Credit Committees to Senior manager , Credit assessment (structured finance) ensuring ample time for his review
NEW JOB OPPORTUNITIES (1,316+ POSTS)
Skills and Knowledge
- Extensive knowledge and skills in the Tanzanian trade finance, supply chain financing solutions and import-export trade operations and how the world’s economy specifically (global demand/supply market forces) has re-shaped the international trade in Tanzania in recent times.
- Understanding cash management services that aim at unlocking clients’ short-term management of liquidity issues for managing clients’ inflows and outflows of cash flows, international trade and assets management. Such products include. bills, payments, invoice discounting, factoring, electronic invoicing, supply chain financing, most of which can be done electronically.
- Understanding banking trade finance solutions.
- Ability to facilitate business communication between exporters and importers, banks, insurance, insurance providers, and export credit agencies and guarantees issuers through buyers’ credit, guarantees, bid bonds, invoice discounting and insurance
- Extensive knowledge and skills in credit appraisal/analysis especially those related to trade finance and supply chain finance for the corporate and emerging corporate businesses.
- Proven good interpersonal skills in a Business and Credit environment
- Knowledge of Bank Credit Products with a focus on trade and structured finance
- Detailed knowledge of credit analysis techniques
- Analytical and numerate skills
- Communications and presentation skills
- Negotiation skills including the ability to take a clear position (and defend it if needed) with regards to a credit decision about credit facilities.
- Excellent understanding of credit and associated risks.
- Excellent understanding and in-depth knowledge about the key sectors of the Tanzanian economy.
NEW JOB OPPORTUNITIES (1,316+ POSTS)
Qualifications and Experience
- University Degree in Commerce/ Economics /Finance/Business or equivalent
- At least 4 years of banking experiences with a minimum period of 3 years within the Loans/Credit Department(s) at branch and/or Head Office level.
- Experience in assessing large and emerging corporate credit applications especially in import and export trade and cash management services.
- A minimum of intermediate level of computer literacy with a focus on MS Excel.
NEW JOB OPPORTUNITIES (1,316+ POSTS)
NMB Bank Plc is committed to creating a diverse environment and is proud to be an equal opportunity employer.
Please be advised that if you are not contacted within 14 working days of the advert closing date then you have not been shortlisted.
“NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it”.
Deadline: 2020-08-01
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Manager, Credit Assessment
Job Purpose
To oversee a team of Credit Analysts in assessment of credit proposals for MSME, Wholesale and Agribusiness.
To oversee a team of Credit Analysts in assessment of credit proposals for MSME, Wholesale and Agribusiness.
Main Responsibilities
NEW JOB OPPORTUNITIES (1,316+ POSTS)
Skills and Knowledge
NEW JOB OPPORTUNITIES (1,316+ POSTS)
NMB Bank Plc is committed to creating a diverse environment and is proud to be an equal opportunity employer.
Please be advised that if you are not contacted within 14 working days of the advert closing date then you have not been shortlisted.
“NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it”.
Deadline: 2020-08-01
- Delivery of a professional service to the business units, by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles, which supports to minimizing of risk to the bank.
- Supervise Credit Analysts in submission of balanced credit opinions for approval of/decline of credit applications.
- Provide technical support to Credit Analysts including couching to improve quality of the credit proposals recommended for approval.
- Ensure the team observes SLA and without jeopardizing the quality of credit proposals
- Provide direct (specialist/ professional) credit assessment and evaluation to whether the credit proposal meets criteria and counter-party credit risk falls within acceptable parameters, and independently recommend appropriate credit proposal including terms or conditions where necessary to ring fence exposure.
- Identify, quantify and evaluate sources of risks and where possible provide mitigation
- Interrogate information obtained to gain a thorough understanding of business parameters, which create profit/value as well as the associated risks
- Be able to defend own judgement in a manner which does not negatively affect the business relationship.
- Utilize industry and market information available to identify and understand contextual threats to existing and potential clients.
- Build a smooth working relationship with business counterparts to improve quality of business proposals and turnaround time on credit evaluation
- Jointly be responsible together with business partners, for all credit facilities recommended for approval
- Detect and evaluate shifts or changes in key risk parameters in a business relationship or industry and evaluates the implications of such changes on continued business dealings.
- Take and/or recommend remedial /appropriate actions for deteriorating exposure identified during review process
- Submit all papers meant for Credit / Board Committees to Senior Manager, Credit ensuring ample time for review
- Manage performance of the Credit Analysts and provide support for performance improvement
- Approve credit proposals within mandated discretionary limit exercising highest integrity in the process.
NEW JOB OPPORTUNITIES (1,316+ POSTS)
Skills and Knowledge
- Knowledge of Bank Credit Products
- Ability to appropriately structure a deal.
- Detailed knowledge of credit analysis techniques
- Understanding of the various Industry Sectors (i.e. Government/Parastatals, manufacturing, wholesale, Agribusiness and retail.
- Excellent understanding of credit and associated risks
- Good interpersonal skills in a Business or Credit environment
- Analytical and numerate
- Communications and presentation skills
- Negotiation skills
- Bachelor’s Degree or its equivalent in Commerce, Economics, Finance or any relevant Business-related fields
- At least 5 years Proven experience in a Credit role at senior management level gained within the Bank or other banks
NEW JOB OPPORTUNITIES (1,316+ POSTS)
NMB Bank Plc is committed to creating a diverse environment and is proud to be an equal opportunity employer.
Please be advised that if you are not contacted within 14 working days of the advert closing date then you have not been shortlisted.
“NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it”.
Deadline: 2020-08-01
Data Risk Analyst
Job Purpose
- The Analyst is responsible for executing investigations to identify relationships that pose money laundering, terrorist financing, fraud, and sanctions risks.
- The Analyst/Investigator compiles evidence and documentation in compliance with AML procedures and regulatory requirements prior to escalations of potential Suspicious Transaction Reports (STRs) to Money Laundering Reporting Officer (MLRO).
- Ensure efficient identification and monitoring of suspicious activities and transactions
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Main Responsibilities- Maintain a well-informed and all-inclusive knowledge of current money laundering and terrorist financing behaviors, issues, criminal typologies, industry best practices, regulations, and developing trends.
- Support implementation of an effective AML Transaction Monitoring (TM) alert analysis and suspicious activity investigations program to ensure compliance to relevant AML/Sanctions laws and regulations.
- Implement Transaction Monitoring techniques to support identification of risks around Money laundering, Terrorism Financing, Economic Sanctions, Fraud, and Operational risks consistent with the bank’s Financial Crime Compliance Risk Governance Framework.
- Monitor potentially suspicious patterns of activity and recommend changes to rules, parameters, and thresholds maintained within the transaction monitoring system to ensure its continued effectiveness.
- Research, analyze, and investigate Transaction Monitoring alerts behavior for potential money laundering or terrorist financing, fraud, and sanctions related risks in accordance with the Bank policies and procedures.
- Determine if alerts can be closed or warrant further investigation and elevation to an active investigation in the case management system.
- As necessary, use available research tools (public internet sources as well as third party sites) to identify information concerning transactions identified for further investigation.
- Request additional information by contacting various business personnel throughout NMB Bank to determine if facts and circumstances surrounding unusual transactions warrants closure of the investigation or if further reporting is warranted.
- Ensure that detected information regarding AML & Sanctions violations are effectively communicated to the Head of Compliance (MLRO) in a timely manner per agreed SLAs.
- Provide regular reports and communication on the status and health of the Transaction Monitoring alert analysis and suspicious activity investigations program to the Manager TM and Head of Compliance.
- Ensure strong operational understanding of TM screening systems and ability to propose changes to support functional requirements gathering in cases of a need for systems upgrade.
- Ensure the production of timely and effective AML Transaction Monitoring-related management information (“MI”) and other applicable information to Manager TM.
- Ability to propose, created, test and modify new and existing detection scenarios in the system based on various trend reports and requests from TM Rules Finetuning committee, Head of Compliance and CRCO.
- Implement strategies to address increases in alert volume by enhancing effectiveness and efficiency of alert reviews while maintaining ability to address risk.
- To liaise with product teams and get thorough understanding of the banking products and make necessary changes in the fraud rules.
- Perform analytics on rules performance, report non- performing rules, their root cause analysis and plans for improvements.
NEW JOB OPPORTUNITIES (1,316+ POSTS)
Skills and Knowledge
- Knowledge of Transaction Monitoring systems, analytical and investigative processes and reporting requirements.
- Ability to identify, escalate and communicate issues to management in an effective and succinct manner
- Strong knowledge of AML laws & Sanctions regulations and their application.
- Advance knowledge of Excel, Access, Word, PowerPoint, and Projects.
- Excellent written, verbal communication, and analytical skills
- A minimum of Bachelor’s degree or equivalent in business, economics, Finance, Risk management, law, Computer science or related field.
- Holder of Certified Anti-Money Laundering Specialist (CAMS) certification, or intention to pursue within 12 months of employment.
- Knowledge of databases, networks (LAN, WAN) and patch management
- Minimum 2- 4 years in financial services operations and 3 years’ experience with Transaction Monitoring systems.
- Experience as an AML investigator in a transaction monitoring capacity or equivalent experience or education
- Experience with different well recognized AML Systems strongly preferred.
- Knowledge of system security and data backup/recovery;
- Familiarity with various operating systems and platforms
Please be advised that if you are not contacted within 14 working days of the advert closing date then you have not been shortlisted.
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NEW JOB OPPORTUNITIES (1,316+ POSTS)
“NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it”.
Deadline:2020-07-28
CLICK HERE TO APPLY
Senior Manager, Compliance
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Job Purpose
- Serving as the Data Protection Officer of the bank (DPO), is expected to support the design, development and implementation of strategies, standards and procedures to support the Data Governance program while facilitating adherence to NMB Enterprise Data Governance framework for data policies, standards and practices.
- In close coordination with Head of Compliance, develop and ensure the implementation of the annual Compliance Risk Management Plan cutting across Financial Crime Compliance Risks, Regulatory Risk Monitoring, Transaction Monitoring, and Zonal Compliance Monitoring, Training, and Operations.
- To assist the Head of Compliance in the day-to-day management of the Compliance Department by imbuing and imparting strong team building and people management skills to achieve desired objectives.
- Develop relevant Compliance policies, procedures, and processes to support management of financial crime compliance and reputational risks.
- Overseeing control rigor within the Compliance Department to ensure an optimal control environment within the Compliance Department.
Main Responsibilities
Financial Crime Risk Governance:- Assist to define the bank’s AML & Sanctions Monitoring strategy and goals across the bank, providing direction and guidance on the program.
- Ensure NMB Bank has relevant policies, procedures, processes, and strong controls to support management of Financial Crime Compliance (FCC) Risks; FCC risks include Money Laundering, Terrorism Financing, Sanctions, and Anti-Bribery & Corruption Risks.
NEW JOB OPPORTUNITIES (1,316+ POSTS)
Regulatory Risk Management & Related Compliance Requirements:
- Manages oversight and ongoing enhancement for Compliance training programs and ongoing enhancements to Regulatory Change and Regulatory Reporting Management processes.
- Responsible to ensure compliance to all local and international regulatory requirements: Oversees and supports Regulatory Compliance Examinations.
- Responsible for ensuring compliance to NMB Code of Conduct, management of Conflict of Interests, and responsible to ensure effective implementation of the bank’s Whistle Blow programs both internal and external channels.
- Provide leadership to the Volcker attestation, FATCA, GDPR processes and other relevant programs including design of monitoring, testing and reporting.
- Act as the Bank Data Protection Officer to support bank’s compliance initiatives around General Data Protection Requirements. Manage and coordinate end to end GDPR Compliance Requirements.
- While also serving as the Data Protection Officer of the bank (DPO) the SM Compliance is expected to support the design, development and implementation of strategies, standards and procedures to support the AML/CFT Data Governance program while facilitating adherence to NMB Enterprise Data Governance framework for data policies, standards and practices.
- Design and Monitor programs designed to detect, investigate, and report potentially suspicious transactions, fraud, and other possible violations of laws, regulations, policies, and/or procedures.
- Develop and ensure implementation of annual Compliance Risk Management Strategy cutting across Financial Crime Compliance Risks, Regulatory Risk Monitoring, Transaction Monitoring, and Zonal Compliance Monitoring, Training, and Operations.
- Develop relevant Compliance policies, procedures, and processes to support management of financial crime compliance and reputational risks.
NEW JOB OPPORTUNITIES (1,316+ POSTS)
Operational Effectiveness & Control:
- Maintain awareness of and complete Risk & Control Self-Assessments (RCSAs) for all units, products/services: Ensuring Compliance requirements have been properly mapped against respective Risk Registers.
- Focus on aligning the NMB Bank’s business operating practices with changes in Global Financial Crime Standards and regulatory risk and ensure that NMB’s Financial Crime Compliance Framework remains appropriate.
- Design and implement strategies to identify, assess, and mitigate Money laundering and Sanctions risks facing the bank: enhancing effectiveness and efficiency of monitoring while maintaining ability to address risks.
- Manages oversight, coordination and enhancement for all Compliance Governance requirements including Compliance Programs, Trainings, Policies, Procedures, Manuals and Circulars.
- Support design, implementation and enhancement of AML Transaction Monitoring systems and processes.
- Drive & lead continuous monthly discussions to support revisions/fine tuning of the bank’s AML & Fraud Transaction Monitoring Rules to ensure rules alignment with the bank’s evolving risk profile.
- Provide advice and interpretation to various lines of business on Sanctions Regulations and internal Sanctions policy and procedures: Guide team of Transaction Monitoring analysts to ensure timely review and escalations of positive hits to manage risks while improving customer experiences.
- Assist to oversee and ensure production of timely and effective AML, Sanctions, and Transaction Monitoring-related management information (“MI”) and other applicable information to Chief Risk and Compliance Officer, Risk and Control Committee, Management Audit Risk & Compliance Committee, and Board Audit Risk & Compliance Committee.
- Provide leadership and support in the preparation of monthly, quarterly, and ad hoc AML & Sanctions risk assessment reports in line with Management, Board, and regulatory expectations.
NEW JOB OPPORTUNITIES (1,316+ POSTS)
Leadership & Teamwork:
- In coordination with Head of Compliance: Lead, motivate, coach, and develop effective team of 17 Compliance Officials.
- Responsible for the performance management of the team, using relevant performance management tools, ensuring timely actions are taken to improve under performance, to maximize effectiveness of the team.
- Lead and drive the implementation plans to quantify regulatory impacts and implement actions to address, manage and mitigate impacts of regulatory changes on NMB bank.
- Demonstrate advanced communication, coaching, and influencing skills with a proven ability to gain consensus from business, support functions, correspondent banks, and regulators.
Skills and Knowledge
- Strong grasp and practical knowledge of key regulatory trends and requirements e.g. FATCA, Volcker, GDPR, Data Governance.
- Strong understanding of Corporate Governance and the Regulatory Environment
- Leadership experience and a strategic thinker.
- Excellent communication and inter-personal skills, with experience of dealing with executives at all levels including the capacity to articulate the case for risk management and policy in the language of business.
- Ability to develop practical, cost effective solutions to complex local and global issues
Qualifications and Experience
- A minimum of a Bachelor’s degree or equivalent preferably in Law, Economics, Finance, Risk Management or related discipline from a reputable university.
- Holder of ACAMS Certifications or intention to be certified within six months of employment will be an added advantage
- A minimum of 8 years of experience in the banking industry or regulatory environment; with at least 5 years in AML/CFT, OFAC/ Economic Sanctions, & Regulatory Compliance.
- Significant experience in Compliance Risk and Operations Management together with business management, from a frontline role in Commercial Banking.
- Any additional relevant Compliance-related professional certifications are an added bonus.
- Experience of dealing with regulatory matters and confident interaction with Management, Board, and Regulators.
NEW JOB OPPORTUNITIES (1,316+ POSTS)
NMB Bank Plc is committed to creating a diverse environment and is proud to be an equal opportunity employer.
Please be advised that if you are not contacted within 14 working days of the advert closing date then you have not been shortlisted.
“NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it”.
CLICK HERE TO APPLY
Position: MEP Systems Technician (2 years fixed term contract)
Job type: 2 year fixed term contract
Job Purpose
To Monitor the bank’s Data Centers Power, Cooling, Physical security, access control & other low voltage systems at the bank’s Primary and DR Data Centers.
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NEW JOB OPPORTUNITIES (1,316+ POSTS)
Main Responsibilities
- Daily monitoring and escalation of incidents related to the Data Centers Power (Utility feeds, Electrical Systems, Generator systems, UPS, battery strings, etc.), Fuel oil Systems, BMS, DCIM, Physical security, access control & other low and Extra Low Voltage systems, Leak Detection System and Fire Detection/Suppression System.
- Inspect data centers facilities and equipment for unsafe or malfunctioning conditions
- Provide daily monitoring reports
- Facilitate incidents response and vendor support.
- Investigate Electrical and Mechanical failures and report to MEP Systems Engineers
- Proactively monitor electrical and mechanical systems parameters
Attributes
- Knowledge of Electric/Mechanical power solutions / technologies in the market.
- Ability to work in a fast changing banking service environment.
- Ability to present technical data in a comprehensive, yet clear manner.
- Competency in monitoring and incident management of electrical/ mechanical systems.
- Diploma in Electrical/Mechanical Engineering
- At least 2 years of relevant work experience in electrical power supply/mechanical systems support
NEW JOB OPPORTUNITIES (1,316+ POSTS)
NMB Bank Plc is committed to creating a diverse environment and is proud to be an equal opportunity employer.
Please be advised that if you are not contacted within 14 working days of the advert closing date, then you have not been shortlisted.
“NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it.”
Deadline: 2020-07-13
